See what the firm can do — and what just changed.

The status string changing isn’t enough.

Part 4A permissions define what regulated activities a firm is authorised to carry out — from accepting deposits to advising on regulated mortgages. When you work with a regulated firm, you’re relying on them holding the specific permissions for what they do for you.

Unlike the firm’s overall authorisation, individual permission changes can land quietly. A firm might stay authorised while losing the specific permission that underpins your relationship. Without an active diff, that change is easy to miss — which is why we track every permission alongside the broader register monitoring.

Six kinds of change worth your attention.

• AddedNew Part 4A permissions granted to a firm
• RemovedPermissions removed or varied by the FCA
• VVOPVoluntary permission variations requested by the firm
• LimitedConditions or limitations added to existing permissions
• InterimInterim permission changes during regulatory proceedings
• ScopeScope changes affecting specific regulated activities

Snapshot, compare, surface, log.

1. 01
   Daily register snapshots

   We capture a full snapshot of each firm’s permissions every day. Nothing is checked from memory.

2. 02
   Line-by-line diff

   Every snapshot is compared with the previous one. Adds, removes, and limitations are categorised separately.

3. 03
   Alert with the actual change

   You get an alert that names the activity, the kind of change, and the firm — not just “register updated.”

4. 04
   Logged in your audit trail

   Every check and every change lands in your audit trail with timestamp and attribution.